HDFC CREDIT CARD APPLICATION STATUS ONLINE
At the same time that you're able to use for an HDFC credit card on line , now, you can not assess the status of your program on the web. That said there are offline techniques you may use to look at your charge card program status. These methods include things like calling the lender's customer support center and seeing your nearest HDFC Bank division.
Also see SBI CREDIT CARD STATEMENT?
Assess Status of HDFC Credit Card Program Offline
Applicants may predict HDFC's customer support helplines committed for charge cards.
You're more likely to get an in-progress/approved/on-hold/rejected/dispatched status.
In case the agent says your program is in-progress, this means that the bank remains reviewing your program and will require a couple more days to accept exactly the same.
A licensed or a rejected position is rather straightforward. Once accepted, the lender takes seven longer takes to dispatch your own card. When it's rejected, you might need to confirm the rationale and once you're able to re-apply. Ordinarily, you have to wait 3-6 weeks to re-apply.
The status suggests'on-hold' if the program misses any type of files or information. The lender will automatically telephone you to get the lost details and after it's cleared, it is going to restart the processing.
The lender will discuss the shipping particulars via an SMS for your phone. The lender generally dispatches the cards via Blue Dart or DHL. It's possible to track the shipment with the Airway Bill to the sites of various courier suppliers.
Also Check out- TRACK CREDIT CARD APPLICATION STATUS
Each credit card program HDFC receives will require no less than 3 months to be processed. The initial fourteen days, or 14 times, will be necessary for the lender to confirm and process your program, whereas one week or even 7 days is needed to dispatch the exact same to your speech.
I've had multiple programs . What's the issue?
Each credit card includes a set of eligibility standards you're needed to fulfill, with respect to credit rating, wages, age etc.. In the event you don't fulfill each the listed standards, your application will be refused. As an example, if you try to apply for a marginally premium charge card, you'll have to get a greater salary to cooperate with it. Be certain that you check at the eligibility conditions and apply only in the event that you fulfill the criteria.
Also See This Article HOW TO HDFC CREDIT CARD STATEMENT
Can my credit card software affect my credit rating?
You charge card program along with your credit rating do not connect with one another directly. There's an inverse relationship between both, yet. For example, here is how it works: you submit an application for a charge card, the lender will send a enquiry into the credit data firm, and it counts as a tough enquiry. Every time a tricky enquiry is made from the title, your credit rating takes a small dip. The harder enquiries you've got against you personally, the greater your credit rating is going to take a hiton.
It has been 21 times, but I haven't heard in the lender, what if I do?
In case you haven't discovered in 21 times, odds are, your program is reversed. You don't need to eliminate hope however. Consider calling the lender concerning the same. Occasionally processing of a program could get postponed because of some technical troubles.
Also see THE MOST EFFECTIVE METHOD TO CREDIT CARD STATEMENT
Could I test my HDFC Credit Card program status on line?
No, HDFC does not possess the internet application standing tool accessible. The very best method that you test the status is to either via the telephone banking course or just rely upon the SMS the lender sends at each stage.